If you run a retail storefront, you need to accept credit cards. According to the U.S. government, nearly 75% of American families have one or more credit cards and many consider them their preferred method of payment. The fact is, if you don't accept credit cards your customers will likely go to someone who can.

There’s more to accepting credit cards than just giving customers another way to pay. Our application process makes it easy to apply. You can submit an application online, by fax, or by meeting with a sales representative at your business location. Your application will be approved almost immediately, your account will be activated, and if you're buying or leasing new terminal equipment, it will arrive in just a few days, all setup for you to being processing rght away, so you or an associate is not on the phone with a Tech Support Rep for hours in order to get the terminal done the right way.

One of the most important things to know about a Retail Merchant Account Account is a lower discount rate. Why? Cause over 70% of the transactions take place face-to-face where the card is actually swiped. Because of this there is less fraud involved than non-swiped transactions. Due to less risk to the credit card processor, they pass this on to the merchant in the form of lower rates than an Internet merchant account where the card is not swiped.

A credit card machine is required for a retail merchant account. It is important when shopping for credit card machines to look around for a merchant account provider that will alow a merchant to either purchase a machine, rent it, or lease it. Obviously you want to own your processing equipment and if you purchase the right one, it will last you a very long time. Talk to one of our representatives today and see which path is best for what you need for your business.