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Checks are an unwavering fixture in American business. As the payment option continues to remain popular among consumers, check acceptance has had great advancements over the years, with Electronic Check Conversion as the latest innovation. Improving efficiency and reducing risks associated with check acceptance, Electronic Check Conversion converts a traditional paper check into an electronic check (EFT) at the point-of-sale and processes it through the Federal Reserve Automated Clearing House (ACH) network. Similar to the process of a credit card transaction, the check information is approved electronically, debited from the check writer's account through the ACH network and credited to your account.